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COGNITIVE SOFTWARE SERVICES

CogniFrame is a cognitive as a service (CaaS) platform that uses machine learning and predictive analytics to deliver outcomes that benefit communities around the world.

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SUPPORT COMMUNITY LENDING

Robotic nano lending for small business. Our platform is used to make lending decisions, credit card issuance decisions, and more.

Credit Lending

HOW CAN COGNIFRAME HELP YOU?

We currently offer a CaaS based multi-tenant solution that uses machine learning algorithms to provide autonomous real-time decision making analytics to deliver outcomes that benefit communities around the world.

COMMUNITY LENDING

Unlike standard lending models that depend entirely on credit scores, we help lenders make decisions in scenarios where credit history is unavailable.

CREDIT

CogniFrame uses an alternative method that combines adaptive learning with personal and business application data into one simple easy to use model that helps you make instant decisions on credit requests from new clients. Our rating models are dynamic and client ratings are constantly updated as repayment information is received.

CAAS PRODUCT

Being a CaaS solution, our Machine Learning is not limited to data from any one source. It learns from all data across client segments.

MEET OUR TEAM

VISWESWARAN (VISH) R

FOUNDER, CEO

CogniFrame Inc. was founded in Toronto, Canada earlier this year by Visweswaran (Vish) R, who has had considerable senior level experience both in financial services and technology. Besides previous stints in senior leadership roles with both Scotiabank & HSBC covering retail banking, payments, etc., he has significant global business experience. Vish also worked previously as a Vice President & Officer of the U.S Subsidiary of BCE Emergis (Emergis Technologies) and currently also owns and operates a technology company (www.logistrics.com ) in the mobile dispatch, scheduling and tracking space serving the transportation sector including the largest crew hauler in the U.S. Logistrics is in its 11th year of operation. He has also held board positions in a number of startups. Vish holds an Economics degree and an MBA both from the University of Mumbai, India.

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WILLIAM CLARKE

ADVISORY BOARD MEMBER

A visionary banking leader and expert in financial services, he is known for molding The Bank of Nova Scotia into Jamaica’s leading financial institution as their President/CEO from 1995 to 2008 where he directly oversaw 1900 employees, boosted assets from US$1.0 billion to US$3.7 billion with a 10 year CAGR of 19.6%, achieved net profit increases for 12 consecutive years, from US$33.0 million to US$105.0 million with an 11 year CAGR of 15.2%, grew stockholder equity from US$79.0 million to US$485.0 million and secured a major competitive advantage for the bank through the 2006 acquisition and integration of Dehring Bunting and Golding Limited, the 4th largest brokerage in Jamaica. Mr. Clarke is a recipient of the Order of Jamaica (2007) for sterling contribution to Banking and Public Service, Government of Jamaica as well as several other awards. He has held a number of distinguished positions during his distinguished career including as Chairman, National Export-Import Bank of Jamaica Limited, President of Jamaica Bankers Association (5 terms), Director of Maduro and Curiels Bank N.V, Curacao, Director of the International Center for Nuclear and Environmental Sciences, Chairman of the Mona Campus Council & Council Member(all at the University of the West Indies), Chairman of Jamaica Electronic Transfer System Ltd. (JETS) and Chairman of The Action Committee for Medical Volunteers, established by the Governor General of Jamaica. He holds an Advanced Management Program (AMP) and International Senior Managers Program (ISMP) Harvard Business School, Boston, MA and is a Fellow, Institute of Canadian Bankers (FICB), Montreal, Canada

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BERNARD LOK

CHIEF TECHNOLOGY OFFICER

Bernard has considerable experience in technology and software development. He has been the technology lead of a company (www.logistrics.com) in the mobile dispatch, scheduling and tracking space serving the transportation sector including the largest crew hauler in the U.S. Logistrics is in its 1​1th year of operation. He has served in multiple software development and design roles across many industries including telecommunications, mobile, finance and networking. Bernard holds a Computer Engineering degree from the University of Waterloo.

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ELI FERRARA

TECHNICAL CONSULTANT

Eli is the CogniFrame technical consultant, holds a computer science degree from McMaster and is a data scientist who previously founded a sports data analytics firm in Kitchener-Waterloo which employed 5 people. His team was able to use predictive models in order to project an athlete’s statistical performance to a high degree of accuracy. He has served in multiple software development and design roles across many industries including aerospace & defense, semiconductors, mobile, automation and robotics.

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YASH PATEL

SOFTWARE DEVELOPER

Yash holds an Engineering Degree and helps build out many of the key parts of our solutions. He is a keen learner and loves all kinds of technologies.

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A FEW DETAILS ABOUT US

Enabling Communities To Lead Better Lives

CogniFrame is a cognitive as a service (CaaS) platform that uses machine learning and predictive analytics to deliver outcomes that benefit communities around the world. This leads to consistently optimal decisions besides driving profitable growth and operational cost savings on an ongoing basis. CogniFrame is run by professionals with significant multi-industry experience providing them a unique view of the market.

Communities are at the center of everything we do. Our goal is to contribute to this by helping make this world a safer place, helping reduce employee failure rates and supporting micro lending by community lenders to those in need.